Credit Card Processing
A merchant account is a contract under which an acquiring bank extends a line of credit to a merchant who wishes to accept payment card transactions of a particular card association brand. Without such a contract, one cannot accept payments by any of the major credit card brands.
Today a majority of credit card transactions are sent electronically to merchant processing bank for authorization, capture and deposit. The method of processing credit cards will vary by industry. In all circumstances either the entire magnetic strip is read by a swipe through a credit card terminal/reader or the credit card information is manually keyed in to a credit card terminal, a computer or website.
Every business needs a merchant account. It’s the cornerstone of your payment solution. A merchant account handles the transferring of funds from a shopper’s credit card to your bank account. And how it’s set up determines what your rates are, how quickly you receive your funds, and how well it will accommodate for future growth.
Whether your are a retail storefront, online business, mobile services, or a MOTO business, we can help you find a merchant account with the payment solution that best fits your needs! Whether you are a start-up company, existing business, we have a solution for you.
Because it’s such an important part of your business, we’re committed to providing you with the perfect merchant account, each and every time. Our team is the
best-trained and most knowledgeable in the industry, and we’re here to make sure you get the most competitive rates, complete reliability and security, along with unmatched service and support.